Do you have bad credit? Don’t let bad credit wreck your dreams of having a successful business. Companies with bad credit often get denied for loans from banks and traditional lenders. EMB is a proven online lender and payment processor that deals with high risk companies and bad credit merchants. Still there are ways for
NBC News reports that consumers are expected to spend over $800 billion during the holiday season in 2016. The shopping season traditionally starts from Thanksgiving. On the one hand, consumers spend more during this period, on the other hand, there is an increase in payment processing fraud. Also, credit card processing fees usually go higher
Chargebacks have always been a big issue for payment processors, which is why Visa has a strict program in place to help tame the vice. Be prepared for even tougher times. With chargeback rates on the rise, Visa, in their latest update to the chargeback program, is adding an even stricter layer of rules to
The adult entertainment industry is under fire. Since the DVD era has ended, online adult websites have dominated the adult landscape. Consumers now have a plethora of avenues to choose from for adult entertainment. As a result, adult merchants must come up with innovative ways to please consumers while finding consistent revenue streams. Even though,
The economy is finally bouncing back, unfortunately many business owners are having a hard time taking advantage because the recession left them with bad credit. Bad credit can be crippling to businesses that have the expertise and creativity to thrive, but are hampered by banks and other lenders that penalize them because of credit scores.
The more payment options your business has, the better. Your customers need to be able to pay for your goods or services using their credit cards. In order for you to accept them, however, your business will need to obtain a merchant account. Online businesses also require a payment gateway to complete a transaction (a
Despite the fact that the adult sector is a very lucrative industry, merchants struggle to find payment processing solutions. Adult businesses are known for experiencing high chargeback and dispute rates. This high risk environment makes the majority of traditional processors refuse to offer their services. Alternative providers like EMB, on the other hand, specialize in
When you’re at the airport these days, it feels like everyone else in the world is there too. Business trips, vacations, holidays – the list goes on. A report by the International Civil Aviation Organization stated that 3.5 billion passengers chose to fly in 2015. The International Air Transport Association shared that it expects that
Most people are familiar with credit scores, and why they’re important. One aspect that’s often overlooked, however, is how critical they are for the small business in need of a loan. Very few startups are lucky enough to be able to thrive and grow off a little investment from a venture firm or equity investor.
This summer, Money magazine reported that “Graduates in the Class of 2016 are saddled with $37,172 in student loan debt, on average, while those in the Class of 2003 had an average of $18,271 to pay back upon graduation.” Considering this, it’s safe to say there’s a need for student loan modification. With student loan