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What is the Lowest Merchant Cash Advance Rate?

Getting the best rate for a Merchant Cash Advance


A merchant cash advance is a form of receivables financing that allows business owners to sell a portion of their future sales for a discounted rate to private lenders and banking institutions. Many lenders use credit card processing accounts, or “merchant accounts” to act as collateral.

A merchant cash advance is not a loan, so there is no annual percentage rate. The lender is purchasing “X” amount of your sales for a “Y” dollar amount that the lender will pay you in as little as 72 hours. The lender will then recoup the advance by collecting a small percentage of your daily credit card sales.

To get a merchant cash advance for lowest cost you should use a broker such as eMerchantBroker.com to help find the best merchant cash advance provider. All of the merchant cash advance companies in our network have an A+ rating with the BBB.

For merchant cash advances and business funding fill out our online form, we have local representatives that can come to your business and answer all of your questions.